The Cost of Bread and Houses.

I've had a bit of a hard time lately. I'm no good at money. I don't get it - either literally or conceptually!
But in many respects I appear to be an intelligent person. That doesn't make me somehow superior as our school system might try to imply but rather that I have probably escaped some of the ridiculous oppression and stifling of creativity and intelligence that the education system seems to dish out by the shovel full.

My intellect is quite acute at times. My memory for facts is not good. My artistic creativity is fertile. And although I can solve a lot of puzzles I have never been able to understand money. Perhaps my mistake has been to think it is mathematical. But I guess that would be like trying to ride a bicycle scientifically or play drums by numbers. The trouble with money...

The trouble with money is that it encompasses so many things. It does have the quality of "volume". You can count it. It is finite and when you count it it adheres to the laws of mathematics. But then people talk about "cash flow" and "capital". It's a bit like the difference between kinetic energy and potential energy. The power in a battery is effectively doing nothing until you connect it to a light bulb. Then you get light as the energy flows. But as it flows the level of potential drops in the battery. The concept is getting a little more complicated but it is still fairly comprehensible. There is the time factor with money too. Similar in some way to the battery analogy if you consider that the battery might slowly dissipate it's energy over time. Inflation makes the money you have at home worth less each day. That is one reason why people "invest" their money. Instead of leaving it under the mattress they lend it to someone else who has a use for it now. That "use" will necessarily produce more money than the borrowed amount (otherwise it wouldn't make sense to borrow it). So instead of using your own money to make twice as much you sit back and let someone else make twice as much and give you half the profit. So you get "more" back. So long as the more you get back is ahead of inflation the net effect is that you are growing your store of money. But there is a critical time element. If you lose 1% of the value of your money each month by inflation and someone offers to pay you 10% more than they borrow in a years time it can be seen that the net effect is that you will be losing money. Keeping this simple they must pay you 12% just to stand still. 14% and you are increasing your store against inflation.

So money has a time element. A little like Einstein's space-time continuum. We think of things as somewhere in space and rarely think of the time element that is inherent and ever present. A loaf of bread and a house. One is cheap and the other is very expensive. But which is which? If a loaf of bread costs $2 and you need a loaf a day and a house costs £50,000 but you only need one for your whole life how does that work out? Roughly they are the same cost to you. You'd be about 68 when the cost against time became equal. But then there is inflation. So if you buy the bread each day it will be slowly increasing in price but the house that you bought once will not. At 0.1% per month the bread would cost you about $50,000 in 50 years and about $80,000 in 70 years. But inflation is not so low as that. The average rate of inflation for the 20th century in Britain appears to have been 4.3% per annum. You can check this up by visiting the Bank of England Calculator. At that rate of inflation it would cost you $50,000 for your bread in about 33 years and over $300,000 in 70 years. That would make a $2 loaf of bread 6 times more expensive that a $50,000 house if you lived for 70 years.

What this really highlights is the effect of time on money. If you include the time factor then the bread and the house cost about the same at any given moment in time. But if you pay for them in different time frames the bread can be more than 6 times as much. What really makes houses very expensive is borrowing the money to buy them!

How does all this feed into the general cost per time model of most things we purchase? In general buying things up front is the cheapest way to buy them and buying items that last for less time but cost less is not as simple as it seems. If a poor pair of jeans costs you $15 and last one year and a good pair costs twice the price at $30 but lasts two years then over 70 years with 4.3% inflation per annum you would spend $132 more on cheap jeans. Simply because every other year you miss the inflation hike with the expensive jeans. In general you benefit if you do your weekly shopping fortnightly (that's every two weeks for the Americans).

But here is another amusing thing. If two people live for 70 years and buy all these jeans. Charlie buys cheap ones and Edward buys Expensive ones and the figures above hold true and Edward is $132 better off than Charlie in the end. Charlie has bought 70 pairs of jeans and Edward has bought 35 pairs. But if they both die one year earlier then Charlie buys 69 pairs but Edward still buys 35 and it turns out that now Charlie is $140 better off than Edward. This is because at this stage, with inflation at 4.3% per annum the jeans are costing about $250 & $500 respectively. All these figures are approximations and I will provide the workings below for the keen reader.

So what seemed like a good wheeze for Edward turned out to be a bad wheeze. But there is yet more lurking in these figures. The issue that turned the game around was the single pair of jeans that Edward bought when he didn't get the 2 years use from them. So for 67 years Edward was paying twice as much and getting twice the use from each pair of jeans. But in year 68 Edward bought a "two year" pair of jean but only used them for one year because he died. This is one of the more subtle reasons that companies create short lived products and build obsolescence into their product development. On the subject of planned obsolescence a reader of Toxic Drums has recommended a book called "Made to Break: Technology and Obsolescence in America" by Giles Slade.

What is most interesting about all of this is that whatever money is, it is not as straight forward as most of us are led to believe.

Another aspect of money is that in some significant way it represents trust. It represents trust that the economy is stable and it represents trust when lenders lend money. The level of trust may be represented in the offered interest rate. But quite how one might factor trust into the figures I don't know but it is certainly there. The governments try to maintain the stability of the society and the economy by altering interest rates and other devices because when trust is low the economy starts to stagnate and go into decline. One very important factor in the 2009 monetary policy of Quantitative Easing is the trust factor. Quantitative easing is a peculiar beast in that it focuses on increasing the amount or quantity of money in the economy rather than the value or price of the money which is controlled more by the banks interest rates. The idea is that the more dosh there is around the more comfortable people feel and the less they will grip their money and not allow it to circulate. A bit like the miracle of the feeding of the five thousand in the bible really. Take the threat that people will starve away and they suddenly are happier to pull that hidden fish from under their coat and that bottle of wine from their inside pocket. The problem with 2009 might be that the bankers take all the money and feel better but the public benefit very little. If that is the case the government will possibly be the final victim of the banks.

So I just don't get money - But I will.

Here are the calculations which produce the figures above. They are put here so that you can reassure yourself that they are correct. They are not otherwise of any real significance.

In these tables every month is calculated as 30 days. It could easily be done with the correct number of days for each month but the figures would be harder to assess visually and the purpose of these tables is to illustrate the trend and effect.

Table 1: The price of bread starting at $2 and increasing at 0.1% per month for 72 years where one loaf is bought each day. The Year and Month columns are self evident. The Price column is the price of bread that month and the Total is the total cost to date.

Year	Month	Price	Total
1	1	2.0000	60.00
1	2	2.0020	120.06
1	3	2.0040	180.18
1	4	2.0060	240.36
1	5	2.0080	300.60
1	6	2.0100	360.90
1	7	2.0120	421.26
1	8	2.0140	481.68
1	9	2.0161	542.17
1	10	2.0181	602.71
1	11	2.0201	663.31
1	12	2.0221	723.97
Year	Month	Price	Total
2	1	2.0241	784.70
2	2	2.0262	845.48
2	3	2.0282	906.33
2	4	2.0302	967.23
2	5	2.0322	1028.20
2	6	2.0343	1089.23
2	7	2.0363	1150.32
2	8	2.0383	1211.47
2	9	2.0404	1272.68
2	10	2.0424	1333.95
2	11	2.0445	1395.29
2	12	2.0465	1456.68
Year	Month	Price	Total
3	1	2.0486	1518.14
3	2	2.0506	1579.66
3	3	2.0527	1641.24
3	4	2.0547	1702.88
3	5	2.0568	1764.58
3	6	2.0588	1826.35
3	7	2.0609	1888.17
3	8	2.0629	1950.06
3	9	2.0650	2012.01
3	10	2.0671	2074.02
3	11	2.0691	2136.10
3	12	2.0712	2198.23
Year	Month	Price	Total
4	1	2.0733	2260.43
4	2	2.0753	2322.69
4	3	2.0774	2385.01
4	4	2.0795	2447.40
4	5	2.0816	2509.85
4	6	2.0837	2572.36
4	7	2.0857	2634.93
4	8	2.0878	2697.56
4	9	2.0899	2760.26
4	10	2.0920	2823.02
4	11	2.0941	2885.84
4	12	2.0962	2948.73
Year	Month	Price	Total
5	1	2.0983	3011.68
5	2	2.1004	3074.69
5	3	2.1025	3137.76
5	4	2.1046	3200.90
5	5	2.1067	3264.10
5	6	2.1088	3327.37
5	7	2.1109	3390.69
5	8	2.1130	3454.09
5	9	2.1151	3517.54
5	10	2.1173	3581.06
5	11	2.1194	3644.64
5	12	2.1215	3708.28
Year	Month	Price	Total
6	1	2.1236	3771.99
6	2	2.1257	3835.76
6	3	2.1279	3899.60
6	4	2.1300	3963.50
6	5	2.1321	4027.46
6	6	2.1342	4091.49
6	7	2.1364	4155.58
6	8	2.1385	4219.74
6	9	2.1407	4283.96
6	10	2.1428	4348.24
6	11	2.1449	4412.59
6	12	2.1471	4477.00
Year	Month	Price	Total
7	1	2.1492	4541.48
7	2	2.1514	4606.02
7	3	2.1535	4670.63
7	4	2.1557	4735.30
7	5	2.1578	4800.03
7	6	2.1600	4864.83
7	7	2.1622	4929.70
7	8	2.1643	4994.63
7	9	2.1665	5059.62
7	10	2.1687	5124.68
7	11	2.1708	5189.80
7	12	2.1730	5254.99
Year	Month	Price	Total
8	1	2.1752	5320.25
8	2	2.1773	5385.57
8	3	2.1795	5450.96
8	4	2.1817	5516.41
8	5	2.1839	5581.92
8	6	2.1861	5647.50
8	7	2.1883	5713.15
8	8	2.1904	5778.87
8	9	2.1926	5844.64
8	10	2.1948	5910.49
8	11	2.1970	5976.40
8	12	2.1992	6042.38
Year	Month	Price	Total
9	1	2.2014	6108.42
9	2	2.2036	6174.53
9	3	2.2058	6240.70
9	4	2.2080	6306.94
9	5	2.2102	6373.25
9	6	2.2124	6439.62
9	7	2.2147	6506.06
9	8	2.2169	6572.57
9	9	2.2191	6639.14
9	10	2.2213	6705.78
9	11	2.2235	6772.49
9	12	2.2257	6839.26
Year	Month	Price	Total
10	1	2.2280	6906.10
10	2	2.2302	6973.00
10	3	2.2324	7039.98
10	4	2.2347	7107.02
10	5	2.2369	7174.12
10	6	2.2391	7241.30
10	7	2.2414	7308.54
10	8	2.2436	7375.85
10	9	2.2459	7443.22
10	10	2.2481	7510.67
10	11	2.2504	7578.18
10	12	2.2526	7645.75
Year	Month	Price	Total
11	1	2.2549	7713.40
11	2	2.2571	7781.11
11	3	2.2594	7848.90
11	4	2.2616	7916.74
11	5	2.2639	7984.66
11	6	2.2662	8052.65
11	7	2.2684	8120.70
11	8	2.2707	8188.82
11	9	2.2730	8257.01
11	10	2.2752	8325.26
11	11	2.2775	8393.59
11	12	2.2798	8461.98
Year	Month	Price	Total
12	1	2.2821	8530.45
12	2	2.2843	8598.98
12	3	2.2866	8667.57
12	4	2.2889	8736.24
12	5	2.2912	8804.98
12	6	2.2935	8873.78
12	7	2.2958	8942.66
12	8	2.2981	9011.60
12	9	2.3004	9080.61
12	10	2.3027	9149.69
12	11	2.3050	9218.84
12	12	2.3073	9288.06
Year	Month	Price	Total
13	1	2.3096	9357.35
13	2	2.3119	9426.71
13	3	2.3142	9496.13
13	4	2.3165	9565.63
13	5	2.3189	9635.19
13	6	2.3212	9704.83
13	7	2.3235	9774.53
13	8	2.3258	9844.31
13	9	2.3281	9914.15
13	10	2.3305	9984.07
13	11	2.3328	10054.05
13	12	2.3351	10124.11
Year	Month	Price	Total
14	1	2.3375	10194.23
14	2	2.3398	10264.42
14	3	2.3421	10334.69
14	4	2.3445	10405.02
14	5	2.3468	10475.43
14	6	2.3492	10545.90
14	7	2.3515	10616.45
14	8	2.3539	10687.07
14	9	2.3562	10757.75
14	10	2.3586	10828.51
14	11	2.3610	10899.34
14	12	2.3633	10970.24
Year	Month	Price	Total
15	1	2.3657	11041.21
15	2	2.3680	11112.25
15	3	2.3704	11183.36
15	4	2.3728	11254.55
15	5	2.3752	11325.80
15	6	2.3775	11397.13
15	7	2.3799	11468.52
15	8	2.3823	11539.99
15	9	2.3847	11611.53
15	10	2.3871	11683.14
15	11	2.3894	11754.83
15	12	2.3918	11826.58
Year	Month	Price	Total
16	1	2.3942	11898.41
16	2	2.3966	11970.31
16	3	2.3990	12042.28
16	4	2.4014	12114.32
16	5	2.4038	12186.43
16	6	2.4062	12258.62
16	7	2.4086	12330.88
16	8	2.4110	12403.21
16	9	2.4134	12475.61
16	10	2.4159	12548.09
16	11	2.4183	12620.64
16	12	2.4207	12693.26
Year	Month	Price	Total
17	1	2.4231	12765.95
17	2	2.4255	12838.72
17	3	2.4280	12911.55
17	4	2.4304	12984.47
17	5	2.4328	13057.45
17	6	2.4352	13130.51
17	7	2.4377	13203.64
17	8	2.4401	13276.84
17	9	2.4426	13350.12
17	10	2.4450	13423.47
17	11	2.4474	13496.89
17	12	2.4499	13570.39
Year	Month	Price	Total
18	1	2.4523	13643.96
18	2	2.4548	13717.60
18	3	2.4573	13791.32
18	4	2.4597	13865.11
18	5	2.4622	13938.98
18	6	2.4646	14012.92
18	7	2.4671	14086.93
18	8	2.4696	14161.02
18	9	2.4720	14235.18
18	10	2.4745	14309.41
18	11	2.4770	14383.72
18	12	2.4795	14458.11
Year	Month	Price	Total
19	1	2.4819	14532.56
19	2	2.4844	14607.10
19	3	2.4869	14681.70
19	4	2.4894	14756.39
19	5	2.4919	14831.14
19	6	2.4944	14905.97
19	7	2.4969	14980.88
19	8	2.4994	15055.86
19	9	2.5019	15130.92
19	10	2.5044	15206.05
19	11	2.5069	15281.25
19	12	2.5094	15356.53
Year	Month	Price	Total
20	1	2.5119	15431.89
20	2	2.5144	15507.32
20	3	2.5169	15582.83
20	4	2.5194	15658.41
20	5	2.5219	15734.07
20	6	2.5245	15809.81
20	7	2.5270	15885.61
20	8	2.5295	15961.50
20	9	2.5321	16037.46
20	10	2.5346	16113.50
20	11	2.5371	16189.61
20	12	2.5397	16265.80
Year	Month	Price	Total
21	1	2.5422	16342.07
21	2	2.5447	16418.41
21	3	2.5473	16494.83
21	4	2.5498	16571.32
21	5	2.5524	16647.90
21	6	2.5549	16724.54
21	7	2.5575	16801.27
21	8	2.5600	16878.07
21	9	2.5626	16954.95
21	10	2.5652	17031.90
21	11	2.5677	17108.93
21	12	2.5703	17186.04
Year	Month	Price	Total
22	1	2.5729	17263.23
22	2	2.5754	17340.49
22	3	2.5780	17417.83
22	4	2.5806	17495.25
22	5	2.5832	17572.75
22	6	2.5858	17650.32
22	7	2.5883	17727.97
22	8	2.5909	17805.70
22	9	2.5935	17883.50
22	10	2.5961	17961.39
22	11	2.5987	18039.35
22	12	2.6013	18117.39
Year	Month	Price	Total
23	1	2.6039	18195.50
23	2	2.6065	18273.70
23	3	2.6091	18351.97
23	4	2.6117	18430.33
23	5	2.6143	18508.76
23	6	2.6170	18587.26
23	7	2.6196	18665.85
23	8	2.6222	18744.52
23	9	2.6248	18823.26
23	10	2.6274	18902.09
23	11	2.6301	18980.99
23	12	2.6327	19059.97
Year	Month	Price	Total
24	1	2.6353	19139.03
24	2	2.6380	19218.17
24	3	2.6406	19297.39
24	4	2.6432	19376.68
24	5	2.6459	19456.06
24	6	2.6485	19535.52
24	7	2.6512	19615.05
24	8	2.6538	19694.67
24	9	2.6565	19774.36
24	10	2.6591	19854.13
24	11	2.6618	19933.99
24	12	2.6645	20013.92
Year	Month	Price	Total
25	1	2.6671	20093.94
25	2	2.6698	20174.03
25	3	2.6725	20254.20
25	4	2.6751	20334.46
25	5	2.6778	20414.79
25	6	2.6805	20495.21
25	7	2.6832	20575.70
25	8	2.6859	20656.28
25	9	2.6885	20736.94
25	10	2.6912	20817.67
25	11	2.6939	20898.49
25	12	2.6966	20979.39
Year	Month	Price	Total
26	1	2.6993	21060.37
26	2	2.7020	21141.43
26	3	2.7047	21222.57
26	4	2.7074	21303.79
26	5	2.7101	21385.10
26	6	2.7128	21466.48
26	7	2.7155	21547.95
26	8	2.7183	21629.50
26	9	2.7210	21711.13
26	10	2.7237	21792.84
26	11	2.7264	21874.63
26	12	2.7292	21956.50
Year	Month	Price	Total
27	1	2.7319	22038.46
27	2	2.7346	22120.50
27	3	2.7373	22202.62
27	4	2.7401	22284.82
27	5	2.7428	22367.11
27	6	2.7456	22449.47
27	7	2.7483	22531.92
27	8	2.7511	22614.46
27	9	2.7538	22697.07
27	10	2.7566	22779.77
27	11	2.7593	22862.55
27	12	2.7621	22945.41
Year	Month	Price	Total
28	1	2.7648	23028.35
28	2	2.7676	23111.38
28	3	2.7704	23194.49
28	4	2.7731	23277.69
28	5	2.7759	23360.97
28	6	2.7787	23444.33
28	7	2.7815	23527.77
28	8	2.7843	23611.30
28	9	2.7870	23694.91
28	10	2.7898	23778.61
28	11	2.7926	23862.38
28	12	2.7954	23946.25
Year	Month	Price	Total
29	1	2.7982	24030.19
29	2	2.8010	24114.22
29	3	2.8038	24198.34
29	4	2.8066	24282.54
29	5	2.8094	24366.82
29	6	2.8122	24451.19
29	7	2.8150	24535.64
29	8	2.8179	24620.17
29	9	2.8207	24704.79
29	10	2.8235	24789.50
29	11	2.8263	24874.29
29	12	2.8291	24959.16
Year	Month	Price	Total
30	1	2.8320	25044.12
30	2	2.8348	25129.16
30	3	2.8376	25214.29
30	4	2.8405	25299.51
30	5	2.8433	25384.81
30	6	2.8462	25470.19
30	7	2.8490	25555.66
30	8	2.8519	25641.22
30	9	2.8547	25726.86
30	10	2.8576	25812.59
30	11	2.8604	25898.40
30	12	2.8633	25984.30
Year	Month	Price	Total
31	1	2.8661	26070.28
31	2	2.8690	26156.35
31	3	2.8719	26242.51
31	4	2.8748	26328.75
31	5	2.8776	26415.08
31	6	2.8805	26501.49
31	7	2.8834	26588.00
31	8	2.8863	26674.58
31	9	2.8892	26761.26
31	10	2.8920	26848.02
31	11	2.8949	26934.87
31	12	2.8978	27021.80
Year	Month	Price	Total
32	1	2.9007	27108.82
32	2	2.9036	27195.93
32	3	2.9065	27283.13
32	4	2.9094	27370.41
32	5	2.9123	27457.78
32	6	2.9153	27545.24
32	7	2.9182	27632.79
32	8	2.9211	27720.42
32	9	2.9240	27808.14
32	10	2.9269	27895.95
32	11	2.9299	27983.84
32	12	2.9328	28071.83
Year	Month	Price	Total
33	1	2.9357	28159.90
33	2	2.9387	28248.06
33	3	2.9416	28336.31
33	4	2.9445	28424.64
33	5	2.9475	28513.07
33	6	2.9504	28601.58
33	7	2.9534	28690.18
33	8	2.9563	28778.87
33	9	2.9593	28867.65
33	10	2.9623	28956.52
33	11	2.9652	29045.47
33	12	2.9682	29134.52
Year	Month	Price	Total
34	1	2.9712	29223.65
34	2	2.9741	29312.88
34	3	2.9771	29402.19
34	4	2.9801	29491.59
34	5	2.9831	29581.09
34	6	2.9860	29670.67
34	7	2.9890	29760.34
34	8	2.9920	29850.10
34	9	2.9950	29939.95
34	10	2.9980	30029.89
34	11	3.0010	30119.92
34	12	3.0040	30210.04
Year	Month	Price	Total
35	1	3.0070	30300.25
35	2	3.0100	30390.55
35	3	3.0130	30480.94
35	4	3.0160	30571.42
35	5	3.0190	30661.99
35	6	3.0221	30752.65
35	7	3.0251	30843.41
35	8	3.0281	30934.25
35	9	3.0311	31025.18
35	10	3.0342	31116.21
35	11	3.0372	31207.32
35	12	3.0402	31298.53
Year	Month	Price	Total
36	1	3.0433	31389.83
36	2	3.0463	31481.22
36	3	3.0494	31572.70
36	4	3.0524	31664.27
36	5	3.0555	31755.94
36	6	3.0585	31847.69
36	7	3.0616	31939.54
36	8	3.0647	32031.48
36	9	3.0677	32123.51
36	10	3.0708	32215.64
36	11	3.0739	32307.85
36	12	3.0769	32400.16
Year	Month	Price	Total
37	1	3.0800	32492.56
37	2	3.0831	32585.05
37	3	3.0862	32677.64
37	4	3.0893	32770.32
37	5	3.0923	32863.09
37	6	3.0954	32955.95
37	7	3.0985	33048.90
37	8	3.1016	33141.95
37	9	3.1047	33235.10
37	10	3.1078	33328.33
37	11	3.1109	33421.66
37	12	3.1141	33515.08
Year	Month	Price	Total
38	1	3.1172	33608.60
38	2	3.1203	33702.20
38	3	3.1234	33795.91
38	4	3.1265	33889.70
38	5	3.1297	33983.59
38	6	3.1328	34077.58
38	7	3.1359	34171.65
38	8	3.1391	34265.82
38	9	3.1422	34360.09
38	10	3.1453	34454.45
38	11	3.1485	34548.90
38	12	3.1516	34643.45
Year	Month	Price	Total
39	1	3.1548	34738.10
39	2	3.1579	34832.84
39	3	3.1611	34927.67
39	4	3.1643	35022.60
39	5	3.1674	35117.62
39	6	3.1706	35212.74
39	7	3.1738	35307.95
39	8	3.1769	35403.26
39	9	3.1801	35498.66
39	10	3.1833	35594.16
39	11	3.1865	35689.75
39	12	3.1897	35785.44
Year	Month	Price	Total
40	1	3.1928	35881.23
40	2	3.1960	35977.11
40	3	3.1992	36073.09
40	4	3.2024	36169.16
40	5	3.2056	36265.33
40	6	3.2088	36361.59
40	7	3.2121	36457.96
40	8	3.2153	36554.41
40	9	3.2185	36650.97
40	10	3.2217	36747.62
40	11	3.2249	36844.37
40	12	3.2281	36941.21
Year	Month	Price	Total
41	1	3.2314	37038.15
41	2	3.2346	37135.19
41	3	3.2378	37232.33
41	4	3.2411	37329.56
41	5	3.2443	37426.89
41	6	3.2476	37524.31
41	7	3.2508	37621.84
41	8	3.2541	37719.46
41	9	3.2573	37817.18
41	10	3.2606	37915.00
41	11	3.2638	38012.91
41	12	3.2671	38110.92
Year	Month	Price	Total
42	1	3.2704	38209.04
42	2	3.2736	38307.24
42	3	3.2769	38405.55
42	4	3.2802	38503.96
42	5	3.2835	38602.46
42	6	3.2867	38701.06
42	7	3.2900	38799.77
42	8	3.2933	38898.56
42	9	3.2966	38997.46
42	10	3.2999	39096.46
42	11	3.3032	39195.56
42	12	3.3065	39294.75
Year	Month	Price	Total
43	1	3.3098	39394.05
43	2	3.3131	39493.44
43	3	3.3164	39592.94
43	4	3.3198	39692.53
43	5	3.3231	39792.22
43	6	3.3264	39892.01
43	7	3.3297	39991.90
43	8	3.3331	40091.90
43	9	3.3364	40191.99
43	10	3.3397	40292.18
43	11	3.3431	40392.47
43	12	3.3464	40492.87
Year	Month	Price	Total
44	1	3.3498	40593.36
44	2	3.3531	40693.95
44	3	3.3565	40794.65
44	4	3.3598	40895.44
44	5	3.3632	40996.34
44	6	3.3665	41097.33
44	7	3.3699	41198.43
44	8	3.3733	41299.63
44	9	3.3767	41400.93
44	10	3.3800	41502.33
44	11	3.3834	41603.83
44	12	3.3868	41705.43
Year	Month	Price	Total
45	1	3.3902	41807.14
45	2	3.3936	41908.95
45	3	3.3970	42010.86
45	4	3.4004	42112.87
45	5	3.4038	42214.98
45	6	3.4072	42317.19
45	7	3.4106	42419.51
45	8	3.4140	42521.93
45	9	3.4174	42624.45
45	10	3.4208	42727.08
45	11	3.4242	42829.80
45	12	3.4277	42932.63
Year	Month	Price	Total
46	1	3.4311	43035.57
46	2	3.4345	43138.60
46	3	3.4380	43241.74
46	4	3.4414	43344.98
46	5	3.4448	43448.33
46	6	3.4483	43551.78
46	7	3.4517	43655.33
46	8	3.4552	43758.98
46	9	3.4586	43862.74
46	10	3.4621	43966.61
46	11	3.4656	44070.57
46	12	3.4690	44174.64
Year	Month	Price	Total
47	1	3.4725	44278.82
47	2	3.4760	44383.10
47	3	3.4794	44487.48
47	4	3.4829	44591.97
47	5	3.4864	44696.56
47	6	3.4899	44801.26
47	7	3.4934	44906.06
47	8	3.4969	45010.96
47	9	3.5004	45115.97
47	10	3.5039	45221.09
47	11	3.5074	45326.31
47	12	3.5109	45431.64
Year	Month	Price	Total
48	1	3.5144	45537.07
48	2	3.5179	45642.61
48	3	3.5214	45748.25
48	4	3.5249	45854.00
48	5	3.5285	45959.85
48	6	3.5320	46065.81
48	7	3.5355	46171.88
48	8	3.5391	46278.05
48	9	3.5426	46384.33
48	10	3.5461	46490.71
48	11	3.5497	46597.20
48	12	3.5532	46703.80
Year	Month	Price	Total
49	1	3.5568	46810.50
49	2	3.5604	46917.31
49	3	3.5639	47024.23
49	4	3.5675	47131.25
49	5	3.5710	47238.39
49	6	3.5746	47345.62
49	7	3.5782	47452.97
49	8	3.5818	47560.42
49	9	3.5853	47667.98
49	10	3.5889	47775.65
49	11	3.5925	47883.43
49	12	3.5961	47991.31
Year	Month	Price	Total
50	1	3.5997	48099.30
50	2	3.6033	48207.40
50	3	3.6069	48315.61
50	4	3.6105	48423.92
50	5	3.6141	48532.35
50	6	3.6177	48640.88
50	7	3.6214	48749.52
50	8	3.6250	48858.27
50	9	3.6286	48967.13
50	10	3.6322	49076.10
50	11	3.6359	49185.17
50	12	3.6395	49294.36
Year	Month	Price	Total
51	1	3.6431	49403.65
51	2	3.6468	49513.05
51	3	3.6504	49622.57
51	4	3.6541	49732.19
51	5	3.6577	49841.92
51	6	3.6614	49951.76
51	7	3.6651	50061.72
51	8	3.6687	50171.78
51	9	3.6724	50281.95
51	10	3.6761	50392.23
51	11	3.6797	50502.62
51	12	3.6834	50613.13
Year	Month	Price	Total
52	1	3.6871	50723.74
52	2	3.6908	50834.46
52	3	3.6945	50945.30
52	4	3.6982	51056.24
52	5	3.7019	51167.30
52	6	3.7056	51278.47
52	7	3.7093	51389.75
52	8	3.7130	51501.13
52	9	3.7167	51612.64
52	10	3.7204	51724.25
52	11	3.7241	51835.97
52	12	3.7279	51947.81
Year	Month	Price	Total
53	1	3.7316	52059.76
53	2	3.7353	52171.82
53	3	3.7391	52283.99
53	4	3.7428	52396.27
53	5	3.7465	52508.67
53	6	3.7503	52621.18
53	7	3.7540	52733.80
53	8	3.7578	52846.53
53	9	3.7616	52959.38
53	10	3.7653	53072.34
53	11	3.7691	53185.41
53	12	3.7728	53298.60
Year	Month	Price	Total
54	1	3.7766	53411.89
54	2	3.7804	53525.31
54	3	3.7842	53638.83
54	4	3.7880	53752.47
54	5	3.7917	53866.22
54	6	3.7955	53980.09
54	7	3.7993	54094.07
54	8	3.8031	54208.16
54	9	3.8069	54322.37
54	10	3.8107	54436.69
54	11	3.8146	54551.13
54	12	3.8184	54665.68
Year	Month	Price	Total
55	1	3.8222	54780.35
55	2	3.8260	54895.13
55	3	3.8298	55010.02
55	4	3.8337	55125.03
55	5	3.8375	55240.16
55	6	3.8413	55355.40
55	7	3.8452	55470.75
55	8	3.8490	55586.22
55	9	3.8529	55701.81
55	10	3.8567	55817.51
55	11	3.8606	55933.33
55	12	3.8644	56049.26
Year	Month	Price	Total
56	1	3.8683	56165.31
56	2	3.8722	56281.48
56	3	3.8760	56397.76
56	4	3.8799	56514.16
56	5	3.8838	56630.67
56	6	3.8877	56747.30
56	7	3.8916	56864.05
56	8	3.8955	56980.91
56	9	3.8994	57097.89
56	10	3.9033	57214.99
56	11	3.9072	57332.21
56	12	3.9111	57449.54
Year	Month	Price	Total
57	1	3.9150	57566.99
57	2	3.9189	57684.56
57	3	3.9228	57802.24
57	4	3.9267	57920.04
57	5	3.9307	58037.96
57	6	3.9346	58156.00
57	7	3.9385	58274.16
57	8	3.9425	58392.43
57	9	3.9464	58510.82
57	10	3.9504	58629.33
57	11	3.9543	58747.96
57	12	3.9583	58866.71
Year	Month	Price	Total
58	1	3.9622	58985.58
58	2	3.9662	59104.56
58	3	3.9702	59223.67
58	4	3.9741	59342.89
58	5	3.9781	59462.23
58	6	3.9821	59581.70
58	7	3.9861	59701.28
58	8	3.9900	59820.98
58	9	3.9940	59940.80
58	10	3.9980	60060.74
58	11	4.0020	60180.80
58	12	4.0060	60300.98
Year	Month	Price	Total
59	1	4.0100	60421.28
59	2	4.0140	60541.71
59	3	4.0181	60662.25
59	4	4.0221	60782.91
59	5	4.0261	60903.69
59	6	4.0301	61024.60
59	7	4.0342	61145.62
59	8	4.0382	61266.77
59	9	4.0422	61388.03
59	10	4.0463	61509.42
59	11	4.0503	61630.93
59	12	4.0544	61752.56
Year	Month	Price	Total
60	1	4.0584	61874.31
60	2	4.0625	61996.19
60	3	4.0665	62118.18
60	4	4.0706	62240.30
60	5	4.0747	62362.54
60	6	4.0788	62484.91
60	7	4.0828	62607.39
60	8	4.0869	62730.00
60	9	4.0910	62852.73
60	10	4.0951	62975.58
60	11	4.0992	63098.56
60	12	4.1033	63221.65
Year	Month	Price	Total
61	1	4.1074	63344.88
61	2	4.1115	63468.22
61	3	4.1156	63591.69
61	4	4.1197	63715.28
61	5	4.1238	63839.00
61	6	4.1280	63962.84
61	7	4.1321	64086.80
61	8	4.1362	64210.88
61	9	4.1404	64335.10
61	10	4.1445	64459.43
61	11	4.1486	64583.89
61	12	4.1528	64708.47
Year	Month	Price	Total
62	1	4.1569	64833.18
62	2	4.1611	64958.02
62	3	4.1653	65082.97
62	4	4.1694	65208.06
62	5	4.1736	65333.26
62	6	4.1778	65458.60
62	7	4.1820	65584.06
62	8	4.1861	65709.64
62	9	4.1903	65835.35
62	10	4.1945	65961.19
62	11	4.1987	66087.15
62	12	4.2029	66213.23
Year	Month	Price	Total
63	1	4.2071	66339.45
63	2	4.2113	66465.79
63	3	4.2155	66592.25
63	4	4.2197	66718.84
63	5	4.2240	66845.56
63	6	4.2282	66972.41
63	7	4.2324	67099.38
63	8	4.2366	67226.48
63	9	4.2409	67353.71
63	10	4.2451	67481.06
63	11	4.2494	67608.54
63	12	4.2536	67736.15
Year	Month	Price	Total
64	1	4.2579	67863.89
64	2	4.2621	67991.75
64	3	4.2664	68119.74
64	4	4.2707	68247.86
64	5	4.2749	68376.11
64	6	4.2792	68504.49
64	7	4.2835	68632.99
64	8	4.2878	68761.62
64	9	4.2921	68890.39
64	10	4.2963	69019.28
64	11	4.3006	69148.29
64	12	4.3049	69277.44
Year	Month	Price	Total
65	1	4.3092	69406.72
65	2	4.3136	69536.13
65	3	4.3179	69665.66
65	4	4.3222	69795.33
65	5	4.3265	69925.12
65	6	4.3308	70055.05
65	7	4.3352	70185.10
65	8	4.3395	70315.29
65	9	4.3438	70445.61
65	10	4.3482	70576.05
65	11	4.3525	70706.63
65	12	4.3569	70837.33
Year	Month	Price	Total
66	1	4.3612	70968.17
66	2	4.3656	71099.14
66	3	4.3700	71230.24
66	4	4.3743	71361.47
66	5	4.3787	71492.83
66	6	4.3831	71624.32
66	7	4.3875	71755.95
66	8	4.3919	71887.70
66	9	4.3963	72019.59
66	10	4.4007	72151.61
66	11	4.4051	72283.76
66	12	4.4095	72416.05
Year	Month	Price	Total
67	1	4.4139	72548.46
67	2	4.4183	72681.01
67	3	4.4227	72813.69
67	4	4.4271	72946.50
67	5	4.4316	73079.45
67	6	4.4360	73212.53
67	7	4.4404	73345.74
67	8	4.4449	73479.09
67	9	4.4493	73612.57
67	10	4.4538	73746.18
67	11	4.4582	73879.93
67	12	4.4627	74013.81
Year	Month	Price	Total
68	1	4.4671	74147.82
68	2	4.4716	74281.97
68	3	4.4761	74416.25
68	4	4.4805	74550.67
68	5	4.4850	74685.22
68	6	4.4895	74819.90
68	7	4.4940	74954.72
68	8	4.4985	75089.68
68	9	4.5030	75224.77
68	10	4.5075	75359.99
68	11	4.5120	75495.35
68	12	4.5165	75630.85
Year	Month	Price	Total
69	1	4.5210	75766.48
69	2	4.5255	75902.24
69	3	4.5301	76038.15
69	4	4.5346	76174.18
69	5	4.5391	76310.36
69	6	4.5437	76446.67
69	7	4.5482	76583.12
69	8	4.5528	76719.70
69	9	4.5573	76856.42
69	10	4.5619	76993.28
69	11	4.5664	77130.27
69	12	4.5710	77267.40
Year	Month	Price	Total
70	1	4.5756	77404.67
70	2	4.5802	77542.07
70	3	4.5847	77679.61
70	4	4.5893	77817.29
70	5	4.5939	77955.11
70	6	4.5985	78093.06
70	7	4.6031	78231.16
70	8	4.6077	78369.39
70	9	4.6123	78507.76
70	10	4.6169	78646.27
70	11	4.6215	78784.91
70	12	4.6262	78923.70
Year	Month	Price	Total
71	1	4.6308	79062.62
71	2	4.6354	79201.68
71	3	4.6401	79340.89
71	4	4.6447	79480.23
71	5	4.6493	79619.71
71	6	4.6540	79759.33
71	7	4.6586	79899.09
71	8	4.6633	80038.98
71	9	4.6680	80179.02
71	10	4.6726	80319.20
71	11	4.6773	80459.52
71	12	4.6820	80599.98
Year	Month	Price	Total
72	1	4.6867	80740.58
72	2	4.6914	80881.32
72	3	4.6960	81022.20
72	4	4.7007	81163.23
72	5	4.7054	81304.39
72	6	4.7101	81445.69
72	7	4.7149	81587.14
72	8	4.7196	81728.73
72	9	4.7243	81870.45
72	10	4.7290	82012.32
72	11	4.7337	82154.34
72	12	4.7385	82296.49

Table 2: The price of bread starting at $2 and increasing at an inflation rate of 4.3% per annum. The calculation is done as compound interest per annum and simple interest per month. In other words the price is increased each year by 4.3% and 1/12th of the increase is added to each month. The Price column is the price of bread that month and the Total is the total cost to date.

Year	Month	Price	Total
1	1	2.0000	60.00
1	2	2.0072	120.21
1	3	2.0143	180.64
1	4	2.0215	241.29
1	5	2.0287	302.15
1	6	2.0358	363.23
1	7	2.0430	424.52
1	8	2.0502	486.02
1	9	2.0573	547.74
1	10	2.0645	609.67
1	11	2.0717	671.82
1	12	2.0788	734.19
Year	Month	Price	Total
2	1	2.0860	796.77
2	2	2.0935	859.57
2	3	2.1009	922.60
2	4	2.1084	985.86
2	5	2.1159	1049.33
2	6	2.1234	1113.03
2	7	2.1308	1176.96
2	8	2.1383	1241.11
2	9	2.1458	1305.48
2	10	2.1533	1370.08
2	11	2.1607	1434.90
2	12	2.1682	1499.95
Year	Month	Price	Total
3	1	2.1757	1565.22
3	2	2.1835	1630.73
3	3	2.1913	1696.46
3	4	2.1991	1762.44
3	5	2.2069	1828.64
3	6	2.2147	1895.08
3	7	2.2225	1961.76
3	8	2.2303	2028.67
3	9	2.2381	2095.81
3	10	2.2459	2163.18
3	11	2.2537	2230.79
3	12	2.2615	2298.64
Year	Month	Price	Total
4	1	2.2693	2366.72
4	2	2.2774	2435.04
4	3	2.2855	2503.60
4	4	2.2936	2572.41
4	5	2.3018	2641.47
4	6	2.3099	2710.76
4	7	2.3180	2780.30
4	8	2.3262	2850.09
4	9	2.3343	2920.12
4	10	2.3424	2990.39
4	11	2.3506	3060.91
4	12	2.3587	3131.67
Year	Month	Price	Total
5	1	2.3668	3202.67
5	2	2.3753	3273.93
5	3	2.3838	3345.45
5	4	2.3923	3417.22
5	5	2.4008	3489.24
5	6	2.4092	3561.52
5	7	2.4177	3634.05
5	8	2.4262	3706.83
5	9	2.4347	3779.87
5	10	2.4432	3853.17
5	11	2.4516	3926.72
5	12	2.4601	4000.52
Year	Month	Price	Total
6	1	2.4686	4074.58
6	2	2.4775	4148.90
6	3	2.4863	4223.49
6	4	2.4951	4298.35
6	5	2.5040	4373.47
6	6	2.5128	4448.85
6	7	2.5217	4524.50
6	8	2.5305	4600.42
6	9	2.5394	4676.60
6	10	2.5482	4753.04
6	11	2.5571	4829.76
6	12	2.5659	4906.73
Year	Month	Price	Total
7	1	2.5748	4983.98
7	2	2.5840	5061.50
7	3	2.5932	5139.29
7	4	2.6024	5217.36
7	5	2.6117	5295.71
7	6	2.6209	5374.34
7	7	2.6301	5453.24
7	8	2.6393	5532.42
7	9	2.6486	5611.88
7	10	2.6578	5691.62
7	11	2.6670	5771.63
7	12	2.6762	5851.91
Year	Month	Price	Total
8	1	2.6855	5932.48
8	2	2.6951	6013.33
8	3	2.7047	6094.47
8	4	2.7143	6175.90
8	5	2.7240	6257.62
8	6	2.7336	6339.63
8	7	2.7432	6421.92
8	8	2.7528	6504.51
8	9	2.7625	6587.38
8	10	2.7721	6670.54
8	11	2.7817	6754.00
8	12	2.7913	6837.74
Year	Month	Price	Total
9	1	2.8009	6921.76
9	2	2.8110	7006.09
9	3	2.8210	7090.72
9	4	2.8311	7175.66
9	5	2.8411	7260.89
9	6	2.8511	7346.42
9	7	2.8612	7432.26
9	8	2.8712	7518.39
9	9	2.8812	7604.83
9	10	2.8913	7691.57
9	11	2.9013	7778.61
9	12	2.9113	7865.95
Year	Month	Price	Total
10	1	2.9214	7953.59
10	2	2.9319	8041.55
10	3	2.9423	8129.81
10	4	2.9528	8218.40
10	5	2.9633	8307.30
10	6	2.9737	8396.51
10	7	2.9842	8486.03
10	8	2.9947	8575.87
10	9	3.0051	8666.03
10	10	3.0156	8756.50
10	11	3.0261	8847.28
10	12	3.0365	8938.37
Year	Month	Price	Total
11	1	3.0470	9029.78
11	2	3.0579	9121.52
11	3	3.0688	9213.59
11	4	3.0798	9305.98
11	5	3.0907	9398.70
11	6	3.1016	9491.75
11	7	3.1125	9585.12
11	8	3.1234	9678.83
11	9	3.1344	9772.86
11	10	3.1453	9867.22
11	11	3.1562	9961.90
11	12	3.1671	10056.91
Year	Month	Price	Total
12	1	3.1780	10152.25
12	2	3.1894	10247.94
12	3	3.2008	10343.96
12	4	3.2122	10440.33
12	5	3.2236	10537.03
12	6	3.2350	10634.08
12	7	3.2464	10731.47
12	8	3.2577	10829.21
12	9	3.2691	10927.28
12	10	3.2805	11025.70
12	11	3.2919	11124.45
12	12	3.3033	11223.55
Year	Month	Price	Total
13	1	3.3147	11322.99
13	2	3.3266	11422.79
13	3	3.3384	11522.94
13	4	3.3503	11623.45
13	5	3.3622	11724.32
13	6	3.3741	11825.54
13	7	3.3859	11927.12
13	8	3.3978	12029.05
13	9	3.4097	12131.34
13	10	3.4216	12233.99
13	11	3.4335	12336.99
13	12	3.4453	12440.35
Year	Month	Price	Total
14	1	3.4572	12544.07
14	2	3.4696	12648.16
14	3	3.4820	12752.62
14	4	3.4944	12857.45
14	5	3.5068	12962.65
14	6	3.5192	13068.23
14	7	3.5315	13174.17
14	8	3.5439	13280.49
14	9	3.5563	13387.18
14	10	3.5687	13494.24
14	11	3.5811	13601.67
14	12	3.5935	13709.48
Year	Month	Price	Total
15	1	3.6059	13817.66
15	2	3.6188	13926.22
15	3	3.6317	14035.17
15	4	3.6446	14144.51
15	5	3.6576	14254.24
15	6	3.6705	14364.35
15	7	3.6834	14474.85
15	8	3.6963	14585.74
15	9	3.7092	14697.02
15	10	3.7222	14808.68
15	11	3.7351	14920.74
15	12	3.7480	15033.18
Year	Month	Price	Total
16	1	3.7609	15146.00
16	2	3.7744	15259.24
16	3	3.7879	15372.87
16	4	3.8014	15486.91
16	5	3.8148	15601.36
16	6	3.8283	15716.21
16	7	3.8418	15831.46
16	8	3.8553	15947.12
16	9	3.8687	16063.18
16	10	3.8822	16179.65
16	11	3.8957	16296.52
16	12	3.9092	16413.79
Year	Month	Price	Total
17	1	3.9226	16531.47
17	2	3.9367	16649.57
17	3	3.9508	16768.10
17	4	3.9648	16887.04
17	5	3.9789	17006.41
17	6	3.9929	17126.19
17	7	4.0070	17246.40
17	8	4.0210	17367.04
17	9	4.0351	17488.09
17	10	4.0491	17609.56
17	11	4.0632	17731.46
17	12	4.0773	17853.78
Year	Month	Price	Total
18	1	4.0913	17976.52
18	2	4.1060	18099.70
18	3	4.1206	18223.31
18	4	4.1353	18347.37
18	5	4.1500	18471.87
18	6	4.1646	18596.81
18	7	4.1793	18722.19
18	8	4.1939	18848.01
18	9	4.2086	18974.27
18	10	4.2233	19100.96
18	11	4.2379	19228.10
18	12	4.2526	19355.68
Year	Month	Price	Total
19	1	4.2672	19483.70
19	2	4.2825	19612.17
19	3	4.2978	19741.11
19	4	4.3131	19870.50
19	5	4.3284	20000.35
19	6	4.3437	20130.66
19	7	4.3590	20261.43
19	8	4.3743	20392.66
19	9	4.3896	20524.35
19	10	4.4049	20656.50
19	11	4.4202	20789.10
19	12	4.4354	20922.16
Year	Month	Price	Total
20	1	4.4507	21055.69
20	2	4.4667	21189.69
20	3	4.4826	21324.16
20	4	4.4986	21459.12
20	5	4.5145	21594.56
20	6	4.5305	21730.47
20	7	4.5464	21866.87
20	8	4.5624	22003.74
20	9	4.5783	22141.09
20	10	4.5943	22278.91
20	11	4.6102	22417.22
20	12	4.6262	22556.01
Year	Month	Price	Total
21	1	4.6421	22695.27
21	2	4.6588	22835.03
21	3	4.6754	22975.29
21	4	4.6920	23116.05
21	5	4.7087	23257.31
21	6	4.7253	23399.07
21	7	4.7419	23541.33
21	8	4.7586	23684.09
21	9	4.7752	23827.34
21	10	4.7918	23971.10
21	11	4.8085	24115.35
21	12	4.8251	24260.10
Year	Month	Price	Total
22	1	4.8417	24405.36
22	2	4.8591	24551.13
22	3	4.8764	24697.42
22	4	4.8938	24844.23
22	5	4.9111	24991.57
22	6	4.9285	25139.42
22	7	4.9458	25287.80
22	8	4.9632	25436.69
22	9	4.9805	25586.11
22	10	4.9979	25736.04
22	11	5.0152	25886.50
22	12	5.0326	26037.48
Year	Month	Price	Total
23	1	5.0499	26188.98
23	2	5.0680	26341.02
23	3	5.0861	26493.60
23	4	5.1042	26646.73
23	5	5.1223	26800.40
23	6	5.1404	26954.61
23	7	5.1585	27109.36
23	8	5.1766	27264.66
23	9	5.1947	27420.50
23	10	5.2128	27576.88
23	11	5.2309	27733.81
23	12	5.2490	27891.28
Year	Month	Price	Total
24	1	5.2671	28049.29
24	2	5.2859	28207.87
24	3	5.3048	28367.02
24	4	5.3237	28526.73
24	5	5.3426	28687.00
24	6	5.3614	28847.85
24	7	5.3803	29009.26
24	8	5.3992	29171.23
24	9	5.4181	29333.77
24	10	5.4369	29496.88
24	11	5.4558	29660.56
24	12	5.4747	29824.80
Year	Month	Price	Total
25	1	5.4936	29989.60
25	2	5.5132	30155.00
25	3	5.5329	30320.99
25	4	5.5526	30487.57
25	5	5.5723	30654.73
25	6	5.5920	30822.49
25	7	5.6117	30990.84
25	8	5.6314	31159.78
25	9	5.6510	31329.32
25	10	5.6707	31499.44
25	11	5.6904	31670.15
25	12	5.7101	31841.45
Year	Month	Price	Total
26	1	5.7298	32013.34
26	2	5.7503	32185.85
26	3	5.7708	32358.98
26	4	5.7914	32532.72
26	5	5.8119	32707.08
26	6	5.8324	32882.05
26	7	5.8530	33057.64
26	8	5.8735	33233.84
26	9	5.8940	33410.67
26	10	5.9146	33588.10
26	11	5.9351	33766.16
26	12	5.9556	33944.82
Year	Month	Price	Total
27	1	5.9762	34124.11
27	2	5.9976	34304.04
27	3	6.0190	34484.61
27	4	6.0404	34665.82
27	5	6.0618	34847.67
27	6	6.0832	35030.17
27	7	6.1046	35213.31
27	8	6.1261	35397.09
27	9	6.1475	35581.51
27	10	6.1689	35766.58
27	11	6.1903	35952.29
27	12	6.2117	36138.64
Year	Month	Price	Total
28	1	6.2331	36325.64
28	2	6.2555	36513.30
28	3	6.2778	36701.63
28	4	6.3001	36890.64
28	5	6.3225	37080.31
28	6	6.3448	37270.66
28	7	6.3671	37461.67
28	8	6.3895	37653.35
28	9	6.4118	37845.71
28	10	6.4342	38038.73
28	11	6.4565	38232.43
28	12	6.4788	38426.79
Year	Month	Price	Total
29	1	6.5012	38621.83
29	2	6.5245	38817.56
29	3	6.5477	39013.99
29	4	6.5710	39211.13
29	5	6.5943	39408.96
29	6	6.6176	39607.48
29	7	6.6409	39806.71
29	8	6.6642	40006.64
29	9	6.6875	40207.26
29	10	6.7108	40408.59
29	11	6.7341	40610.61
29	12	6.7574	40813.34
Year	Month	Price	Total
30	1	6.7807	41016.76
30	2	6.8050	41220.91
30	3	6.8293	41425.79
30	4	6.8536	41631.39
30	5	6.8779	41837.73
30	6	6.9022	42044.80
30	7	6.9265	42252.59
30	8	6.9508	42461.11
30	9	6.9751	42670.37
30	10	6.9994	42880.35
30	11	7.0237	43091.06
30	12	7.0480	43302.50
Year	Month	Price	Total
31	1	7.0723	43514.67
31	2	7.0976	43727.60
31	3	7.1230	43941.28
31	4	7.1483	44155.73
31	5	7.1736	44370.94
31	6	7.1990	44586.91
31	7	7.2243	44803.64
31	8	7.2497	45021.13
31	9	7.2750	45239.38
31	10	7.3004	45458.39
31	11	7.3257	45678.16
31	12	7.3510	45898.70
Year	Month	Price	Total
32	1	7.3764	46119.99
32	2	7.4028	46342.07
32	3	7.4292	46564.95
32	4	7.4557	46788.62
32	5	7.4821	47013.08
32	6	7.5085	47238.34
32	7	7.5350	47464.39
32	8	7.5614	47691.23
32	9	7.5878	47918.87
32	10	7.6143	48147.29
32	11	7.6407	48376.52
32	12	7.6671	48606.53
Year	Month	Price	Total
33	1	7.6936	48837.34
33	2	7.7211	49068.97
33	3	7.7487	49301.43
33	4	7.7763	49534.72
33	5	7.8038	49768.84
33	6	7.8314	50003.78
33	7	7.8590	50239.55
33	8	7.8865	50476.14
33	9	7.9141	50713.57
33	10	7.9417	50951.82
33	11	7.9693	51190.90
33	12	7.9968	51430.80
Year	Month	Price	Total
34	1	8.0244	51671.53
34	2	8.0531	51913.13
34	3	8.0819	52155.58
34	4	8.1107	52398.90
34	5	8.1394	52643.09
34	6	8.1682	52888.13
34	7	8.1969	53134.04
34	8	8.2257	53380.81
34	9	8.2544	53628.44
34	10	8.2832	53876.94
34	11	8.3119	54126.29
34	12	8.3407	54376.52
Year	Month	Price	Total
35	1	8.3694	54627.60
35	2	8.3994	54879.58
35	3	8.4294	55132.46
35	4	8.4594	55386.25
35	5	8.4894	55640.93
35	6	8.5194	55896.51
35	7	8.5494	56152.99
35	8	8.5794	56410.37
35	9	8.6094	56668.65
35	10	8.6394	56927.83
35	11	8.6693	57187.92
35	12	8.6993	57448.90
Year	Month	Price	Total
36	1	8.7293	57710.78
36	2	8.7606	57973.59
36	3	8.7919	58237.35
36	4	8.8232	58502.05
36	5	8.8544	58767.68
36	6	8.8857	59034.25
36	7	8.9170	59301.76
36	8	8.9483	59570.21
36	9	8.9796	59839.60
36	10	9.0108	60109.92
36	11	9.0421	60381.19
36	12	9.0734	60653.39
Year	Month	Price	Total
37	1	9.1047	60926.53
37	2	9.1373	61200.65
37	3	9.1699	61475.75
37	4	9.2026	61751.82
37	5	9.2352	62028.88
37	6	9.2678	62306.91
37	7	9.3004	62585.93
37	8	9.3331	62865.92
37	9	9.3657	63146.89
37	10	9.3983	63428.84
37	11	9.4309	63711.77
37	12	9.4636	63995.67
Year	Month	Price	Total
38	1	9.4962	64280.56
38	2	9.5302	64566.47
38	3	9.5642	64853.39
38	4	9.5983	65141.34
38	5	9.6323	65430.31
38	6	9.6663	65720.30
38	7	9.7004	66011.31
38	8	9.7344	66303.34
38	9	9.7684	66596.40
38	10	9.8024	66890.47
38	11	9.8365	67185.56
38	12	9.8705	67481.68
Year	Month	Price	Total
39	1	9.9045	67778.81
39	2	9.9400	68077.01
39	3	9.9755	68376.28
39	4	10.0110	68676.61
39	5	10.0465	68978.00
39	6	10.0820	69280.46
39	7	10.1175	69583.99
39	8	10.1530	69888.58
39	9	10.1885	70194.23
39	10	10.2239	70500.95
39	11	10.2594	70808.73
39	12	10.2949	71117.58
Year	Month	Price	Total
40	1	10.3304	71427.49
40	2	10.3674	71738.52
40	3	10.4045	72050.65
40	4	10.4415	72363.89
40	5	10.4785	72678.25
40	6	10.5155	72993.71
40	7	10.5525	73310.29
40	8	10.5895	73627.98
40	9	10.6266	73946.77
40	10	10.6636	74266.68
40	11	10.7006	74587.70
40	12	10.7376	74909.83
Year	Month	Price	Total
41	1	10.7746	75233.06
41	2	10.8132	75557.46
41	3	10.8518	75883.02
41	4	10.8905	76209.73
41	5	10.9291	76537.60
41	6	10.9677	76866.63
41	7	11.0063	77196.82
41	8	11.0449	77528.17
41	9	11.0835	77860.67
41	10	11.1221	78194.34
41	11	11.1607	78529.16
41	12	11.1993	78865.14
Year	Month	Price	Total
42	1	11.2379	79202.28
42	2	11.2782	79540.62
42	3	11.3185	79880.18
42	4	11.3587	80220.94
42	5	11.3990	80562.91
42	6	11.4393	80906.09
42	7	11.4796	81250.47
42	8	11.5198	81596.07
42	9	11.5601	81942.87
42	10	11.6004	82290.88
42	11	11.6406	82640.10
42	12	11.6809	82990.53
Year	Month	Price	Total
43	1	11.7212	83342.16
43	2	11.7632	83695.06
43	3	11.8052	84049.21
43	4	11.8472	84404.63
43	5	11.8892	84761.30
43	6	11.9312	85119.24
43	7	11.9732	85478.44
43	8	12.0152	85838.89
43	9	12.0572	86200.61
43	10	12.0992	86563.58
43	11	12.1412	86927.82
43	12	12.1832	87293.31
Year	Month	Price	Total
44	1	12.2252	87660.07
44	2	12.2690	88028.14
44	3	12.3128	88397.52
44	4	12.3566	88768.22
44	5	12.4004	89140.23
44	6	12.4442	89513.56
44	7	12.4880	89888.20
44	8	12.5318	90264.15
44	9	12.5756	90641.42
44	10	12.6194	91020.01
44	11	12.6632	91399.90
44	12	12.7071	91781.11
Year	Month	Price	Total
45	1	12.7509	92163.64
45	2	12.7966	92547.54
45	3	12.8422	92932.80
45	4	12.8879	93319.44
45	5	12.9336	93707.45
45	6	12.9793	94096.83
45	7	13.0250	94487.58
45	8	13.0707	94879.70
45	9	13.1164	95273.19
45	10	13.1621	95668.06
45	11	13.2078	96064.29
45	12	13.2535	96461.89
Year	Month	Price	Total
46	1	13.2991	96860.87
46	2	13.3468	97261.27
46	3	13.3945	97663.10
46	4	13.4421	98066.37
46	5	13.4898	98471.06
46	6	13.5374	98877.18
46	7	13.5851	99284.74
46	8	13.6327	99693.72
46	9	13.6804	100104.13
46	10	13.7280	100515.97
46	11	13.7757	100929.24
46	12	13.8234	101343.94
Year	Month	Price	Total
47	1	13.8710	101760.07
47	2	13.9207	102177.70
47	3	13.9704	102596.81
47	4	14.0201	103017.41
47	5	14.0698	103439.51
47	6	14.1195	103863.09
47	7	14.1692	104288.17
47	8	14.2189	104714.74
47	9	14.2686	105142.80
47	10	14.3184	105572.35
47	11	14.3681	106003.39
47	12	14.4178	106435.92
Year	Month	Price	Total
48	1	14.4675	106869.95
48	2	14.5193	107305.53
48	3	14.5712	107742.66
48	4	14.6230	108181.35
48	5	14.6748	108621.60
48	6	14.7267	109063.40
48	7	14.7785	109506.75
48	8	14.8304	109951.66
48	9	14.8822	110398.13
48	10	14.9340	110846.15
48	11	14.9859	111295.73
48	12	15.0377	111746.86
Year	Month	Price	Total
49	1	15.0896	112199.54
49	2	15.1436	112653.85
49	3	15.1977	113109.79
49	4	15.2518	113567.34
49	5	15.3059	114026.51
49	6	15.3599	114487.31
49	7	15.4140	114949.73
49	8	15.4681	115413.77
49	9	15.5221	115879.44
49	10	15.5762	116346.72
49	11	15.6303	116815.63
49	12	15.6843	117286.16
Year	Month	Price	Total
50	1	15.7384	117758.32
50	2	15.7948	118232.16
50	3	15.8512	118707.70
50	4	15.9076	119184.92
50	5	15.9640	119663.84
50	6	16.0204	120144.46
50	7	16.0768	120626.76
50	8	16.1332	121110.76
50	9	16.1896	121596.44
50	10	16.2460	122083.82
50	11	16.3024	122572.89
50	12	16.3588	123063.66
Year	Month	Price	Total
51	1	16.4152	123556.11
51	2	16.4740	124050.33
51	3	16.5328	124546.32
51	4	16.5916	125044.07
51	5	16.6505	125543.58
51	6	16.7093	126044.86
51	7	16.7681	126547.90
51	8	16.8269	127052.71
51	9	16.8857	127559.28
51	10	16.9446	128067.62
51	11	17.0034	128577.72
51	12	17.0622	129089.58
Year	Month	Price	Total
52	1	17.1210	129603.22
52	2	17.1824	130118.69
52	3	17.2437	130636.00
52	4	17.3051	131155.15
52	5	17.3664	131676.14
52	6	17.4278	132198.98
52	7	17.4891	132723.65
52	8	17.5505	133250.16
52	9	17.6118	133778.52
52	10	17.6732	134308.71
52	11	17.7345	134840.75
52	12	17.7959	135374.63
Year	Month	Price	Total
53	1	17.8572	135910.34
53	2	17.9212	136447.98
53	3	17.9852	136987.54
53	4	18.0492	137529.01
53	5	18.1132	138072.41
53	6	18.1772	138617.72
53	7	18.2412	139164.96
53	8	18.3051	139714.11
53	9	18.3691	140265.19
53	10	18.4331	140818.18
53	11	18.4971	141373.09
53	12	18.5611	141929.93
Year	Month	Price	Total
54	1	18.6251	142488.68
54	2	18.6918	143049.43
54	3	18.7586	143612.19
54	4	18.8253	144176.95
54	5	18.8920	144743.71
54	6	18.9588	145312.47
54	7	19.0255	145883.24
54	8	19.0923	146456.01
54	9	19.1590	147030.78
54	10	19.2257	147607.55
54	11	19.2925	148186.33
54	12	19.3592	148767.10
Year	Month	Price	Total
55	1	19.4260	149349.88
55	2	19.4956	149934.75
55	3	19.5652	150521.70
55	4	19.6348	151110.75
55	5	19.7044	151701.88
55	6	19.7740	152295.10
55	7	19.8436	152890.41
55	8	19.9132	153487.81
55	9	19.9828	154087.29
55	10	20.0525	154688.87
55	11	20.1221	155292.53
55	12	20.1917	155898.28
Year	Month	Price	Total
56	1	20.2613	156506.12
56	2	20.3339	157116.13
56	3	20.4065	157728.33
56	4	20.4791	158342.70
56	5	20.5517	158959.25
56	6	20.6243	159577.98
56	7	20.6969	160198.89
56	8	20.7695	160821.97
56	9	20.8421	161447.24
56	10	20.9147	162074.68
56	11	20.9873	162704.30
56	12	21.0599	163336.09
Year	Month	Price	Total
57	1	21.1325	163970.07
57	2	21.2082	164606.32
57	3	21.2840	165244.84
57	4	21.3597	165885.63
57	5	21.4354	166528.69
57	6	21.5111	167174.02
57	7	21.5869	167821.63
57	8	21.6626	168471.51
57	9	21.7383	169123.66
57	10	21.8140	169778.08
57	11	21.8898	170434.77
57	12	21.9655	171093.74
Year	Month	Price	Total
58	1	22.0412	171754.97
58	2	22.1202	172418.58
58	3	22.1992	173084.55
58	4	22.2782	173752.90
58	5	22.3571	174423.61
58	6	22.4361	175096.70
58	7	22.5151	175772.15
58	8	22.5941	176449.97
58	9	22.6731	177130.16
58	10	22.7520	177812.73
58	11	22.8310	178497.66
58	12	22.9100	179184.96
Year	Month	Price	Total
59	1	22.9890	179874.63
59	2	23.0714	180566.77
59	3	23.1537	181261.38
59	4	23.2361	181958.46
59	5	23.3185	182658.02
59	6	23.4009	183360.04
59	7	23.4833	184064.54
59	8	23.5656	184771.51
59	9	23.6480	185480.95
59	10	23.7304	186192.86
59	11	23.8128	186907.25
59	12	23.8951	187624.10
Year	Month	Price	Total
60	1	23.9775	188343.43
60	2	24.0634	189065.33
60	3	24.1494	189789.81
60	4	24.2353	190516.87
60	5	24.3212	191246.50
60	6	24.4071	191978.72
60	7	24.4930	192713.51
60	8	24.5790	193450.88
60	9	24.6649	194190.82
60	10	24.7508	194933.35
60	11	24.8367	195678.45
60	12	24.9226	196426.13
Year	Month	Price	Total
61	1	25.0085	197176.38
61	2	25.0982	197929.33
61	3	25.1878	198684.96
61	4	25.2774	199443.28
61	5	25.3670	200204.29
61	6	25.4566	200967.99
61	7	25.5462	201734.38
61	8	25.6358	202503.45
61	9	25.7255	203275.22
61	10	25.8151	204049.67
61	11	25.9047	204826.81
61	12	25.9943	205606.64
Year	Month	Price	Total
62	1	26.0839	206389.16
62	2	26.1774	207174.48
62	3	26.2709	207962.60
62	4	26.3643	208753.53
62	5	26.4578	209547.27
62	6	26.5513	210343.81
62	7	26.6447	211143.15
62	8	26.7382	211945.29
62	9	26.8317	212750.24
62	10	26.9251	213558.00
62	11	27.0186	214368.55
62	12	27.1121	215181.92
Year	Month	Price	Total
63	1	27.2055	215998.08
63	2	27.3030	216817.17
63	3	27.4005	217639.19
63	4	27.4980	218464.13
63	5	27.5955	219291.99
63	6	27.6930	220122.78
63	7	27.7904	220956.49
63	8	27.8879	221793.13
63	9	27.9854	222632.69
63	10	28.0829	223475.18
63	11	28.1804	224320.59
63	12	28.2779	225168.93
Year	Month	Price	Total
64	1	28.3754	226020.19
64	2	28.4770	226874.50
64	3	28.5787	227731.86
64	4	28.6804	228592.27
64	5	28.7821	229455.74
64	6	28.8838	230322.25
64	7	28.9854	231191.81
64	8	29.0871	232064.42
64	9	29.1888	232940.09
64	10	29.2905	233818.80
64	11	29.3921	234700.57
64	12	29.4938	235585.38
Year	Month	Price	Total
65	1	29.5955	236473.25
65	2	29.7016	237364.29
65	3	29.8076	238258.52
65	4	29.9137	239155.93
65	5	30.0197	240056.52
65	6	30.1258	240960.30
65	7	30.2318	241867.25
65	8	30.3379	242777.38
65	9	30.4439	243690.70
65	10	30.5500	244607.20
65	11	30.6560	245526.88
65	12	30.7621	246449.74
Year	Month	Price	Total
66	1	30.8681	247375.79
66	2	30.9787	248305.15
66	3	31.0893	249237.83
66	4	31.1999	250173.83
66	5	31.3106	251113.14
66	6	31.4212	252055.78
66	7	31.5318	253001.73
66	8	31.6424	253951.00
66	9	31.7530	254903.59
66	10	31.8636	255859.50
66	11	31.9742	256818.73
66	12	32.0848	257781.27
Year	Month	Price	Total
67	1	32.1954	258747.14
67	2	32.3108	259716.46
67	3	32.4262	260689.24
67	4	32.5415	261665.49
67	5	32.6569	262645.20
67	6	32.7723	263628.37
67	7	32.8876	264615.00
67	8	33.0030	265605.09
67	9	33.1184	266598.64
67	10	33.2337	267595.65
67	11	33.3491	268596.12
67	12	33.4645	269600.06
Year	Month	Price	Total
68	1	33.5798	270607.45
68	2	33.7002	271618.46
68	3	33.8205	272633.07
68	4	33.9408	273651.30
68	5	34.0612	274673.13
68	6	34.1815	275698.58
68	7	34.3018	276727.63
68	8	34.4221	277760.29
68	9	34.5425	278796.57
68	10	34.6628	279836.45
68	11	34.7831	280879.95
68	12	34.9034	281927.05
Year	Month	Price	Total
69	1	35.0238	282977.76
69	2	35.1493	284032.24
69	3	35.2748	285090.48
69	4	35.4003	286152.49
69	5	35.5258	287218.27
69	6	35.6513	288287.80
69	7	35.7768	289361.11
69	8	35.9023	290438.18
69	9	36.0278	291519.01
69	10	36.1533	292603.61
69	11	36.2788	293691.97
69	12	36.4043	294784.10
Year	Month	Price	Total
70	1	36.5298	295880.00
70	2	36.6607	296979.82
70	3	36.7916	298083.56
70	4	36.9225	299191.24
70	5	37.0534	300302.84
70	6	37.1843	301418.37
70	7	37.3152	302537.83
70	8	37.4461	303661.21
70	9	37.5770	304788.52
70	10	37.7079	305919.75
70	11	37.8388	307054.92
70	12	37.9697	308194.01
Year	Month	Price	Total
71	1	38.1006	309337.03
71	2	38.2371	310484.14
71	3	38.3736	311635.35
71	4	38.5102	312790.65
71	5	38.6467	313950.05
71	6	38.7832	315113.55
71	7	38.9197	316281.14
71	8	39.0563	317452.83
71	9	39.1928	318628.61
71	10	39.3293	319808.49
71	11	39.4659	320992.47
71	12	39.6024	322180.54
Year	Month	Price	Total
72	1	39.7389	323372.71
72	2	39.8813	324569.15
72	3	40.0237	325769.86
72	4	40.1661	326974.84
72	5	40.3085	328184.10
72	6	40.4509	329397.62
72	7	40.5933	330615.42
72	8	40.7357	331837.49
72	9	40.8781	333063.83
72	10	41.0205	334294.45
72	11	41.1629	335529.34
72	12	41.3053	336768.49

Table 3: Illustrates the difference in cost of buying cheap Jeans (J1) which cost $15 and last a year, and buying expensive jeans (J2) at $30 which last two years with an inflation rate of 4.3% per annum. The current price and total cost to date for each of the jeans is shown and then the difference in the total cost to date.

Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
1	15.0000	15.00	30.0000	30.00	-15.00
2	15.6450	30.64	31.2900	30.00	0.64
3	16.3177	46.96	32.6355	62.64	-15.67
4	17.0194	63.98	34.0388	62.64	1.35
5	17.7512	81.73	35.5025	98.14	-16.40
6	18.5145	100.25	37.0291	98.14	2.11
7	19.3107	119.56	38.6213	136.76	-17.20
8	20.1410	139.70	40.2820	136.76	2.94
9	21.0071	160.71	42.0142	178.77	-18.07
10	21.9104	182.62	43.8208	178.77	3.84
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
11	22.8525	205.47	45.7051	224.48	-19.01
12	23.8352	229.30	47.6704	224.48	4.83
13	24.8601	254.16	49.7202	274.20	-20.03
14	25.9291	280.09	51.8582	274.20	5.90
15	27.0440	307.14	54.0881	328.29	-21.15
16	28.2069	335.34	56.4139	328.29	7.06
17	29.4198	364.76	58.8397	387.13	-22.36
18	30.6849	395.45	61.3698	387.13	8.32
19	32.0043	427.45	64.0087	451.14	-23.68
20	33.3805	460.83	66.7610	451.14	9.70
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
21	34.8159	495.65	69.6318	520.77	-25.12
22	36.3130	531.96	72.6259	520.77	11.20
23	37.8744	569.84	75.7488	596.52	-26.68
24	39.5030	609.34	79.0060	596.52	12.83
25	41.2017	650.54	82.4033	678.92	-28.38
26	42.9733	693.52	85.9467	678.92	14.60
27	44.8212	738.34	89.6424	768.56	-30.22
28	46.7485	785.09	93.4970	768.56	16.52
29	48.7587	833.84	97.5173	866.08	-32.23
30	50.8553	884.70	101.7106	866.08	18.62
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
31	53.0421	937.74	106.0842	972.16	-34.42
32	55.3229	993.06	110.6458	972.16	20.90
33	57.7018	1050.77	115.4035	1087.57	-36.80
34	60.1829	1110.95	120.3659	1087.57	23.38
35	62.7708	1173.72	125.5416	1213.11	-39.39
36	65.4700	1239.19	130.9399	1213.11	26.08
37	68.2852	1307.48	136.5703	1349.68	-42.20
38	71.2214	1378.70	142.4429	1349.68	29.02
39	74.2839	1452.98	148.5679	1498.25	-45.27
40	77.4782	1530.46	154.9563	1498.25	32.21
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
41	80.8097	1611.27	161.6194	1659.87	-48.60
42	84.2845	1695.55	168.5691	1659.87	35.69
43	87.9088	1783.46	175.8175	1835.68	-52.22
44	91.6888	1875.15	183.3777	1835.68	39.47
45	95.6315	1970.78	191.2629	2026.95	-56.16
46	99.7436	2070.53	199.4872	2026.95	43.58
47	104.0326	2174.56	208.0652	2235.01	-60.45
48	108.5060	2283.06	217.0120	2235.01	48.05
49	113.1718	2396.24	226.3435	2461.35	-65.12
50	118.0381	2514.27	236.0763	2461.35	52.92
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
51	123.1138	2637.39	246.2276	2707.58	-70.19
52	128.4077	2765.80	256.8154	2707.58	58.21
53	133.9292	2899.72	267.8584	2975.44	-75.72
54	139.6882	3039.41	279.3763	2975.44	63.97
55	145.6948	3185.11	291.3895	3266.83	-81.72
56	151.9596	3337.07	303.9193	3266.83	70.24
57	158.4939	3495.56	316.9878	3583.82	-88.26
58	165.3091	3660.87	330.6183	3583.82	77.05
59	172.4174	3833.29	344.8348	3928.65	-95.37
60	179.8314	4013.12	359.6627	3928.65	84.47
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
61	187.5641	4200.68	375.1282	4303.78	-103.10
62	195.6294	4396.31	391.2588	4303.78	92.53
63	204.0414	4600.35	408.0829	4711.86	-111.51
64	212.8152	4813.17	425.6304	4711.86	101.31
65	221.9663	5035.14	443.9326	5155.80	-120.66
66	231.5108	5266.65	463.0217	5155.80	110.85
67	241.4658	5508.11	482.9316	5638.73	-130.62
68	251.8488	5759.96	503.6976	5638.73	121.23
69	262.6783	6022.64	525.3566	6164.08	-141.45
70	273.9735	6296.61	547.9470	6164.08	132.53
Year	J1 Price	J1 Total	J2 Price	J2 Total	Difference
71	285.7543	6582.37	571.5087	6735.59	-153.23
72	298.0418	6880.41	596.0836	6735.59	144.82